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Here’s what you need to do to get a benefit of $3,000 per month.

You will need to maintain a high income throughout your career in order to qualify for large Social Security payments in retirement.

The average monthly Social Security payment for retirees was $1,360 in January 2017. But many retirees receive over $2,000 per month from the Social Security Administration, and the maximum possible benefit is $3,538 in 2017. However, qualifying for payments worth $3,000 or more requires some serious career planning throughout your life. Here’s what you need to do to qualify for the maximum possible Social Security payment. (Getty Images)

Start payments at age 70. The maximum possible Social Security benefit changes depending on the age you retire. Those who postpone claiming Social Security between ages 62 and 70 become eligible for higher payments with each month of delay. For example, someone who retires at age 66 in 2017 could be eligible for as much as $2,687. A person who retires at age 62 in 2017 has a smaller maximum possible payment of $2,153. Only those who delay claiming past age 66 are eligible for Social Security payments of over $3,000 per month. A high earner who retires at age 70 could get a maximum Social Security benefit of $3,538 each month.