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Our Approach

  • STEP 1

    Your Best Interest Is Our Goal
    Integrity, Knowledge and Experience

  • STEP 2
    Measuring Your Risk Tolerance

  • STEP 3
    Understanding Your Goals and Objectives

  • STEP 4
    Implementing Your Plan

  • STEP 5
    Monitoring Your Progess

New Generation Retirement Planning Process

It wasn’t so long ago that retirement meant a pension and a gold watch, but today’s world looks much different than it has for generations past. From increased market volatility and historically low interest rates to the loss of pensions and the rising cost of health care, the burden of retirement falls more heavily on the shoulders of individual Retirees than it ever has before. But you don’t have to carry it alone.

“New Generation Retirement Planning” is a holistic approach to retirement planning. It consists of a five-step retirement planning process that incorporates three hallmarks of our company – stewardship, transparency and technology.

Together, we will traverse five important steps in the “New Generation Retirement Planning” process, where you will explore key areas that are fundamental to successful retirement planning. You will be confident knowing that you have given careful consideration to risk exposure, income planning, legacy planning and tax strategies.

Let us craft a plan uniquely suited to help you thrive in this new generation of retirement. For a free retirement planning guide.



  • Step 1 – Selecting a Financial Services Professional

    Selecting a financial services professional is one of the most important decisions you will make about your retirement, and it begins by knowing what to look for when making a selection.

    We work with a team of in-house and third-party financial services professionals who offer a wealth of experience and will always act in your best interest. Your unique needs, goals and objectives are the focal point of our process, and we only work with financial services professionals who fully understand and embrace the concept.

  • Step 2 – Fact and Feeling Finding

    It all starts with you – your goals and objectives, your feelings, and the facts about your current situation.

    We use a progressive process of fact and feeling finding that begins with an initial Color of Money Risk Analysis. This intuitive questionnaire is the foundation we use to help you organize your financial life and provide you with a unique insight into where you are now.

    Are you on track to reach your goals? By the end of the Fact and Feeling Finding step, you will know exactly where you stand, and it will be recorded in Generational Vault.

    Our process of discovery and feedback is a great way for us to approach your specific situation focusing on the right topics, in the right way.

  • Step 3 – Planning

    This step will arm you with a deep understanding of your goals and objectives. Together, we will craft a retirement plan based on your goals.

    For each priority area, we will develop a plan of action to help get you on the right track – and keep you there. Specifically, we will explore your asset allocation and risk, income planning, asset maximization, legacy planning, and tax strategies.

    You will have a written roadmap that will always be accessible to you in your Generational Vault account. Additionally, you will gain access to Generational Vault tools that will make your finances much easier to manage.

  • Step 4 – Solutions and Executing

    If there are parts of your plan that include creating new accounts or purchasing new financial products, we have a process that is clear, documented and ensures any decision you make is the best fit for your needs.

    There are thousands of financial products available, but they aren’t all appropriate for what you want to accomplish. We use third-party tools that help match your needs with the right type of products in an easy-to-understand format. This provides a seamless transition through the decision-making process.

    This process is guided by your feedback, and every step of the process is documented in Generational Vault.

  • Step 5 – Ongoing Relationship

    Our work together isn’t over when we have completed the retirement planning process and product selection. Our relationship is ongoing, and adjustments or new product selections will be made with life changes or desired modifications.

    Through Generational Vault, you can review your holdings and monitor your financial progress at anytime, anywhere. We have the ability to receive alerts on your gains and losses from the market using monitoring software, Wealth Watch®.

    Together, refinements can be made so that we continuously work toward your long-term retirement goals and objectives. We are a firm that believes in engaging with our clients for their long-term success, and you can be confident that our relationship is progressing as expected.


With a focus on a new generation of retirees,  our company uses the “New Generation Retirement Planning” process, which is based on three hallmarks of successful retirement planning: Stewardship, Transparency and Technology.


Finding a trusted advisor is one of the most important elements of planning your retirement. Providing you with a fiduciary level of service means we are legally bound to always do the right thing for you and your family by only offering solutions that serve your best interest. Our commitment to you as a fiduciary is also an assurance to act with transparency throughout our relationship.


Our commitment to transparency ensures that each step of our work together is recorded and that every document and report are easily accessible to you. Not only does this allow us to track the evolution of your plan and make any necessary adjustments to it along the way, but you can always see we are acting in your best interest. Our commitment to transparency is visible through a strong foundation of technology.


We think the challenges you face in retirement today are more complex than those faced by any other generation, but the right technology can make managing and organizing your retirement an easier process.

Our office utilizes Generational Vault®, which is a proprietary online portal accessible through our website. It contains the necessary tools to help make decisions appropriate for you and your retirement. It also serves as the vehicle to document and record our commitment to act as a fiduciary and be transparent throughout our relationship.